Obama Wants to Control the Banks
There's a reason he refuses to accept repayment of TARP money.
WSJ OPINION APRIL 4, 2009
The most telling paragraph:

Fast forward to today, and that same bank is begging to give the money back. The chairman offers to write a check, now, with interest. He's been sitting on the cash for months and has felt the dead hand of government threatening to run his business and dictate pay scales. He sees the writing on the wall and he wants out. But the Obama team says no, since unlike the smaller banks that gave their TARP money back, this bank is far more prominent. The bank has also been threatened with "adverse" consequences if its chairman persists. That's politics talking, not economics.

It's not about the money. For BHO (and all leftists) it's about CONTROL! Taking away liberty. Imposing government control. It's about (and I quote), "Returning America's wealth to its rightful owners" (he means the 'little' people).